Whether or not you are a first time home buyer or buying a new home in Sterling Heights Michigan, our vetted loan officers have a solid understanding of the local real estate market and what it requires to close your dentist home loan with proficiency and know-how.
Our loan officers in Sterling Heights Michigan offer specialized financing for dentists, just like you.
First off, let’s discuss why dentist mortgage loans even exist. The reason is that dentists are very profitable clients for lending institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to secure early career dentists by lending them more money with a fewer number of requirements than their competitors.
If you are trying to find a dentist home loan in Sterling Heights Michigan then you came to the perfect place.
You’ve worked very hard to become a dentist and buying home shouldn’t be nearly as difficult.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan just for dentists?
Yup, dentists get their own mortgage!
A dentist mortgage is a customized loan program made just for dentists in the home buying process.
We are aware of the personal financial demands of your student loan financial debt, and how important it is to maintain working capital for when the time is right with starting your dental career. Regardless if you are a couple years into practice, or a well established dentist, you can rely on us to find a mortgage loan that is specially tailored for your needs.
A large number of dental experts in Sterling Heights Michigan may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan debt or little to no work history.
Despite these factors smart lending institutions know that dentists are a good bet because they traditionally have an incredibly low default rate on loans, high earning potential and secure jobs.
Not all banks offer this specialized product and within banking institutions that do simply speaking to the right mortgage officer makes an enormous difference.
Purchasing a home doesn’t need to empty your savings and the process doesn’t need to drain your time.
What if you have some money to put down or are considering delaying until you have the money?
Our lenders can do the math for you and show you what each circumstance looks like and the benefits of each too.
In most circumstances, you’ll get your home mortgage paid off earlier and save thousands on interest rates too.
Furthermore, don’t overlook that having equity in your house will most likely provide greater security and flexibility, specifically if something unexpected happens. With the 100% financed dentist mortgage loan, you should anticipate to begin under water. If something does not work out and you’re forced to sell quickly, you should be prepared to write a potentially sizable check for up to 10% of the purchase price simply to get out of the home.
No matter if you are moving down the street, across town or across the country, we are here to assist you through the dentist home loan process:: because you deserve it!
Dentists, get the home of your dreams with our Sterling Heights Michigan dentist home loan program!