Whether you are a first time home buyer or purchasing a new home in Warner Robins Georgia, our vetted loan officers have a strong understanding of the local real estate market and what it really requires to close your dentist mortgage with efficiency and expertise.
Our loan officers in Warner Robins Georgia provide exclusive financing for dentists, exactly like you.
First, let’s talk about why dentist mortgage loans even exist. The reason is that dentists are very profitable customers for financial institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by lending them more money with fewer terms than their competitors.
If you are searching for a dentist mortgage in Warner Robins Georgia then you came to the perfect place.
You’ve worked very hard to become a dentist and buying home shouldn’t be nearly as difficult.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan specifically for dentists?
Yup, dentists get their own loan!
A dentist home mortgage is a specialty loan program made just for dentists in the home purchasing process.
We recognize the personal financial demands of your student loan debt, and how important it is to preserve working capital for when the time is right with launching your dental career. No matter if you are a couple years into practice, or a well established dentist, you can rely on us to find a home loan that is specifically tailored for your needs.
Many dental professionals in Warner Robins Georgia may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan financial debt or very little to no work history.
Despite these reasons smart financial institutions know that dentists are a good bet considering that they historically have an exceptionally low default rate on loans, high earning potential and stable jobs.
Not all financial institutions offer this specialized product and within banks that do simply speaking with the right mortgage officer makes a significant difference.
Purchasing a home doesn’t have to drain your savings and the process doesn’t have to drain your time.
What if you have some funds to put down or are looking at waiting until you have the funds?
Our loan providers can do the math for you and show you what each situation looks like and the advantages of each too.
In most cases, you’ll get your home loan paid off earlier and save thousands on interest rates too.
Additionally, don’t forget that having equity in your home will definitely provide greater security and overall flexibility, particularly if something unplanned happens. With the 100% financed dentist mortgage loan, you should anticipate to start out underwater. If something does not work out and you’re forced to sell quickly, you should be prepared to write a potentially big check for as much as 10% of the purchase price just to get out of the house.
No matter if you’re relocating down the road, across town or across the country, we are right here to lend a hand you all throughout the dentist home loan process:: because you deserve it!
Dentists, get the home of your dreams with our Warner Robins Georgia dentist home mortgage program!