Regardless if you are a first time home buyer or buying a new home in Miami Gardens Florida, our vetted loan officers have a strong understanding of the local real estate industry and what it really requires to secure your dentist mortgage with efficiency and know-how.
Our loan officers in Miami Gardens Florida offer specialized financing for dentists, like you.
First and foremost, let’s talk about why dentist mortgage loans even exist. The main reason is that dentists are extremely profitable clients for lenders. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by loaning them more money with a lot fewer terms than their competitions.
If you are searching for a dentist mortgage in Miami Gardens Florida then you came to the right place.
You’ve worked very hard to become a dentist and buying home shouldn’t be nearly as difficult.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan just for dentists?
Yup, dentists get their own home loan!
A dentist home mortgage is a specialty loan program made just for dentists in the home purchasing process.
We recognize the personal financial demands of your student loan financial debt, and how important it is to maintain working capital for when the time is right with starting your dental career. Whether you are a couple years into practice, or a well established dentist, you can depend on us to find a mortgage loan that is specifically tailored for your needs.
A lot of dental professionals in Miami Gardens Florida may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan financial obligation or minimal to no work history.
Despite these factors smart loan providers know that dentists are a good bet because they traditionally have an extremely low default rate on loans, high earning potential and stable jobs.
Not all banks offer this specialized product and within banks that do simply talking with the best mortgage officer makes an enormous difference.
Purchasing a home doesn’t need to drain your savings and the process doesn’t have to drain your time.
Suppose you have some money to put down or are thinking about waiting until you have the cash?
Our lenders can do the math for you and show you what each situation looks like and the advantages of each too.
In most cases, you’ll get your home loan paid off sooner and save thousands of dollars on interest too.
Furthermore, don’t forget that having equity in your house will likely provide more security and flexibility, especially if something unforeseen happens. With the 100% financed dentist home mortgage loan, you ought to anticipate to begin under water. If something does not work out and you are forced to sell quickly, you should be prepared to write a potentially sizable check for up to 10% of the purchase price just to get out of the home.
No matter if you are moving down the road, across town or across the country, we are right here to assist you all throughout the dentist home mortgage process:: because you deserve it!
Dentists, get the house of your dreams with our Miami Gardens Florida dentist home loan program!