Whether or not our clients are a first time home buyer or purchasing a new home in Fort Lauderdale Florida, our vetted loan officers have a strong understanding of the local real estate market and what it takes to close your dentist home mortgage with proficiency and know-how.
Our loan officers in Fort Lauderdale Florida provide specialized financing for dentists, just like you.
First off, let’s talk about why dentist mortgage loans even exist. The main reason is that dentists are very profitable customers for lending institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by lending them more money with far fewer requirements than their competitors.
If you are trying to find a dentist mortgage in Fort Lauderdale Florida then you came to the perfect place.
You’ve worked very hard to become a dentist and buying home shouldn’t be nearly as challenging.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan only for dentists?
Yup, dentists get their own loan!
A dentist home loan is a specialized loan program put together just for dentists in the home purchasing process.
We understand the financial demands of your student loan debt, and how vital it is to preserve working capital for when the time is right with embarking upon your dental career. Regardless if you are a couple years into practice, or a well established dentist, you can count on us to find a home loan that is specifically tailored for your needs.
A large number of dental professionals in Fort Lauderdale Florida may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan debt or very little to no work history.
Despite these reasons smart loan providers know that dentists are a good bet due to the fact that they typically have an incredibly low nonpayment rate on loans, high earning potential and secure jobs.
Not all mortgage lenders offer this specialized product and within banks that do simply talking with the right home loan officer makes a tremendous difference.
Purchasing a house doesn’t need to drain your savings and the process doesn’t need to drain your time.
What if you have some money to put down or are considering waiting until you have the cash?
Our loan providers can do the math for you and show you what each circumstance looks like and the advantages of each too.
In most instances, you’ll get your mortgage loan paid off earlier and save thousands on interest rates too.
Furthermore, don’t overlook that having equity in your house will offer more security and overall flexibility, specifically if something unforeseen happens. With the 100% financed dentist mortgage loan, you ought to anticipate to begin underwater. If something does not work out and you are forced to sell quickly, you should be prepared to write a potentially sizable check for as much as 10% of the purchase price simply to get out of the house.
Whether you’re moving down the road, across town or across the country, we are available to work with you through the dentist home mortgage process:: because you deserve it!
Dentists, get the home of your dreams with our Fort Lauderdale Florida dentist home loan program!