Whether our clients are a first time home buyer or buying a new home in Florissant Missouri, our vetted loan officers have a strong understanding of the local area real estate industry and what it really requires to close your dentist home mortgage with competency and expertise.
Our loan officers in Florissant Missouri offer special financing for dentists, like you.
First and foremost, let’s talk about why dentist mortgage loans even exist. The main reason is that dentists are extremely profitable clients for lenders. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by lending them more money with a fewer number of requirements than their competitors.
If you are looking for a dentist home loan in Florissant Missouri then you came to the right place.
You’ve worked very hard to become a dentist and purchasing home really should not be nearly as difficult.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan just for dentists?
Yup, dentists get their own home loan!
A dentist home mortgage is a customized loan program put together just for dentists in the home buying process.
We understand the economic demands of your student loan debt, and how important it is to preserve working capital for when the time is right with launching your dental career. Regardless if you are a couple years into practice, or a well established dentist, you can rely on us to find a home loan that is exclusively tailored for your needs.
Many dental professionals in Florissant Missouri may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan debt or minimal to no work history.
Despite these reasons smart lending institutions know that dentists are a good bet considering that they typically have an extremely low default rate on loans, high earning potential and stable jobs.
Not all mortgage lenders offer this specialized product and within banking institutions that do just simply speaking to the best mortgage loan officer makes a remarkable difference.
Buying a house doesn’t have to empty your savings and the process doesn’t have to drain your time.
Suppose you have some cash to put down or are thinking about delaying until you have the funds?
Our loan providers can do the math for you and show you what each scenario looks like and the advantages of each too.
In most instances, you’ll get your mortgage paid off sooner and save thousands on interest too.
Furthermore, don’t overlook that having equity in your house will likely provide more security and overall flexibility, especially if something unexpected happens. With the 100% financed dentist mortgage loan, you should expect to begin under water. If something does not work out and you are forced to sell quickly, you need to be prepared to write a potentially big check for up to 10% of the purchase price simply to get out of the house.
Whether you are relocating down the street, across town or across the country, we are here to lend a hand you through the dentist home loan process:: because you deserve it!
Dentists, get the home of your dreams with our Florissant Missouri dentist home mortgage program!