Whether or not you are a first time home buyer or buying a new home in Iowa City Iowa, our vetted loan officers have a solid understanding of the local real estate market and what it requires to close your dentist mortgage with efficiency and know-how.
Our loan officers in Iowa City Iowa provide exclusive financing for dentists, exactly like you.
First and foremost, let’s talk about why dentist mortgage loans even exist. The main reason is that dentists are extremely profitable clients for lending institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by loaning them more money with fewer terms than their competitors.
If you are searching for a dentist mortgage in Iowa City Iowa then you came to the right place.
You’ve worked very hard to become a dentist and buying home should not be nearly as difficult.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan just for dentists?
Yup, dentists get their own home loan!
A dentist home loan is a special loan program made just for dentists in the home buying process.
We understand the economic demands of your student loan financial debt, and how vital it is to preserve working capital for when the time is right with embarking upon your dental career. Whether you are a couple years into practice, or a well established dentist, you can rely on us to find a home loan that is exclusively tailored for your needs.
A lot of dentists in Iowa City Iowa may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan debt or little to no work history.
Despite these factors smart financial institutions know that dentists are a good bet because they historically have an exceptionally low nonpayment rate on loans, high earning potential and stable jobs.
Not all banks offer this specialized product and within banks that do simply talking to the right mortgage loan officer makes a tremendous difference.
Purchasing a house doesn’t need to drain your savings and the process doesn’t need to drain your time.
Suppose you have some funds to put down or are considering delaying until you have the funds?
Our mortgage lenders can do the math for you and show you what each situation looks like and the benefits of each too.
In most instances, you’ll get your home mortgage paid off earlier and save thousands of dollars on interest rates too.
Furthermore, don’t forget that having equity in your home will most likely offer more security and overall flexibility, especially if something unforeseen happens. With the 100% financed dentist mortgage loan, you ought to anticipate to start out underwater. If something doesn’t work out and you’re forced to sell quickly, you need to be prepared to write a potentially large check for as much as 10% of the purchase price just to get out of the house.
Regardless of whether you’re moving down the road, across town or across the country, we are available to work with you throughout the dentist home mortgage process:: because you deserve it!
Dentists, get the home of your dreams with our Iowa City Iowa dentist home mortgage program!
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