Whether our clients are a first time home buyer or buying a new home in Cedar Rapids Iowa, our vetted loan officers have a strong understanding of the local area real estate industry and what it requires to close your dentist mortgage with competency and expertise.
Our loan officers in Cedar Rapids Iowa offer exclusive financing for dentists, like you.
First and foremost, let’s talk about why dentist mortgage loans even exist. The main reason is that dentists are really profitable clients for lending institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to secure early career dentists by lending them more money with a fewer number of stipulations than their competitions.
If you are searching for a dentist mortgage loan in Cedar Rapids Iowa then you came to the perfect place.
You’ve trained very hard to become a dentist and purchasing home really should not be nearly as difficult.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan specifically for dentists?
Yup, dentists get their own loan!
A dentist mortgage is a specialty loan program put together just for dentists in the home purchasing process.
We are aware of the personal financial demands of your student loan liability, and how essential it is to maintain working capital for when the time is right with embarking upon your dental career. Whether or not you are a couple years into practice, or a well established dentist, you can count on us to find a mortgage loan that is specially tailored for your needs.
Quite a few dental professionals in Cedar Rapids Iowa may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan debt or little to no work history.
Despite these reasons smart lenders know that dentists are a good bet due to the fact that they historically have an exceptionally low default rate on loans, high earning potential and secure jobs.
Not all financial institutions offer this specialized product and within banks that do just simply speaking with the best home loan officer makes an enormous difference.
Purchasing a home doesn’t need to empty your savings and the process doesn’t have to drain your time.
Suppose you have some money to put down or are thinking about delaying until you have the funds?
Our loan providers can do the math for you and show you what each circumstance looks like and the benefits of each too.
In most circumstances, you’ll get your mortgage loan paid off sooner and save thousands on interest too.
Furthermore, don’t overlook that having equity in your house will likely offer more security and flexibility, particularly if something unanticipated happens. With the 100% financed dentist home mortgage loan, you ought to expect to start out under water. If something does not work out and you’re forced to sell quickly, you need to be prepared to write a potentially sizable check for as much as 10% of the purchase price simply to get out of the home.
Whether you are moving down the road, across town or across the country, we are right here to assist you through the dentist home loan process:: because you deserve it!
Dentists, get the home of your dreams with our Cedar Rapids Iowa dentist home loan program!