Regardless if you are a first time home buyer or buying a new home in Norman Oklahoma, our vetted loan officers have a strong understanding of the local real estate market and what it takes to secure your dentist home mortgage with competency and know-how.
Our loan officers in Norman Oklahoma provide specialized financing for dentists, just like you.
To start with, let’s discuss why dentist mortgage loans even exist. The main reason is that dentists are very profitable customers for financial institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to secure early career dentists by loaning them more money with a fewer number of terms than their competitions.
If you are searching for a dentist mortgage in Norman Oklahoma then you came to the right place.
You’ve trained very hard to become a dentist and purchasing home shouldn’t be nearly as difficult.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan only for dentists?
Yup, dentists get their own mortgage!
A dentist mortgage is a special loan program created just for dentists in the home purchasing process.
We recognize the personal financial demands of your student loan debt, and how essential it is to maintain working capital for when the time is right with embarking upon your dental career. Whether you are a couple years into practice, or a well established dentist, you can depend on us to find a mortgage loan that is exclusively tailored for your needs.
A large number of dentists in Norman Oklahoma may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan financial debt or very little to no work history.
Despite these factors smart lenders know that dentists are a good bet due to the fact that they traditionally have an incredibly low default rate on loans, high earning potential and secure jobs.
Not all financial institutions offer this specialized product and within banking institutions that do just simply consulting with the best home loan officer makes a tremendous difference.
Purchasing a home doesn’t need to empty your savings and the process doesn’t have to drain your time.
Suppose you have some cash to put down or are thinking about delaying until you have the cash?
Our mortgage lenders can do the math for you and show you what each scenario looks like and the benefits of each too.
In most circumstances, you’ll get your home mortgage paid off earlier and save thousands on interest rates too.
Furthermore, don’t overlook that having equity in your home will definitely provide more security and flexibility, particularly if something unplanned happens. With the 100% financed dentist mortgage loan, you ought to anticipate to begin underwater. If something does not work out and you are forced to sell quickly, you should be prepared to write a potentially sizable check for as much as 10% of the purchase price simply to get out of the home.
Whether you are moving down the road, across town or across the country, we are available to lend a hand you all throughout the dentist home mortgage process:: because you deserve it!
Dentists, get the house of your dreams with our Norman Oklahoma dentist home mortgage program!