Whether our clients are a first time home buyer or purchasing a new home in Hillsboro Oregon, our vetted loan officers have a solid understanding of the local area real estate industry and what it really takes to close your dentist mortgage with proficiency and know-how.
Our loan officers in Hillsboro Oregon offer specialized financing for dentists, like you.
First off, let’s discuss why dentist mortgage loans even exist. The main reason is that dentists are really profitable clients for financial institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to secure early career dentists by loaning them more money with far fewer requirements than their competitors.
If you are looking for a dentist mortgage in Hillsboro Oregon then you came to the right place.
You’ve worked very hard to become a dentist and purchasing home shouldn’t be nearly as challenging.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan only for dentists?
Yup, dentists get their own home loan!
A dentist mortgage is a customized loan program made just for dentists in the home buying process.
We recognize the personal financial demands of your student loan liability, and how important it is to maintain working capital for when the time is right with embarking upon your dental career. No matter if you are a couple years into practice, or a well established dentist, you can count on us to find a home loan that is exclusively tailored for your needs.
Quite a few dental professionals in Hillsboro Oregon may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan financial obligation or very little to no work history.
Despite these factors smart lenders know that dentists are a good choice considering that they typically have an exceptionally low default rate on loans, high earning potential and secure jobs.
Not all banks offer this specialized product and within banks that do simply speaking to the right home loan officer makes a tremendous difference.
Purchasing a home doesn’t need to empty your savings and the process doesn’t have to drain your time.
What if you have some cash to put down or are thinking about waiting until you have the money?
Our mortgage lenders can do the math for you and show you what each scenario looks like and the benefits of each too.
In most situations, you’ll get your mortgage paid off earlier and save thousands of dollars on interest rates too.
Additionally, don’t overlook that having equity in your house will likely offer more security and flexibility, particularly if something unanticipated happens. With the 100% financed dentist mortgage loan, you ought to anticipate to start out under water. If something doesn’t work out and you’re forced to sell quickly, you should be prepared to write a potentially sizable check for up to 10% of the purchase price just to get out of the home.
No matter if you are relocating down the road, across town or across the country, we are right here to help you throughout the dentist home mortgage process:: because you deserve it!
Dentists, get the house of your dreams with our Hillsboro Oregon dentist home mortgage program!
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