Whether you are a first time home buyer or purchasing a new home in Lake Charles Louisiana, our vetted loan officers have a solid understanding of the local real estate industry and what it requires to close your dentist mortgage with competency and expertise.
Our loan officers in Lake Charles Louisiana provide exclusive financing for dentists, exactly like you.
First, let’s talk about why dentist mortgage loans even exist. The reason is that dentists are very profitable clients for financial institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by lending them more money with a fewer number of stipulations than their competitions.
If you are trying to find a dentist mortgage in Lake Charles Louisiana then you came to the right place.
You’ve worked very hard to become a dentist and purchasing home shouldn’t be nearly as challenging.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan specifically for dentists?
Yup, dentists get their own home loan!
A dentist home mortgage is a specialty loan program developed just for dentists in the home buying process.
We recognize the personal financial demands of your student loan financial obligation, and how vital it is to preserve working capital for when the time is right with embarking upon your dental career. No matter if you are a couple years into practice, or a well established dentist, you can depend on us to find a mortgage loan that is specially tailored for your needs.
Many dentists in Lake Charles Louisiana may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan financial obligation or very little to no work history.
Despite these factors smart loan providers know that dentists are a good choice due to the fact that they generally have an exceptionally low default rate on loans, high earning potential and stable jobs.
Not all financial institutions offer this specialized product and within banking institutions that do just simply speaking to the right mortgage loan officer makes a significant difference.
Buying a house doesn’t need to empty your savings and the process doesn’t have to drain your time.
What if you have some money to put down or are considering waiting until you have the funds?
Our loan providers can do the math for you and show you what each circumstance looks like and the benefits of each too.
In most instances, you’ll get your mortgage loan paid off sooner and save thousands on interest too.
Additionally, don’t overlook that having equity in your home will offer more security and overall flexibility, especially if something unplanned happens. With the 100% financed dentist home mortgage loan, you ought to expect to begin underwater. If something doesn’t work out and you are forced to sell quickly, you should be prepared to write a potentially sizable check for as much as 10% of the purchase price simply to get out of the home.
Whether you’re relocating down the street, across town or across the country, we are available to work with you throughout the dentist home mortgage process:: because you deserve it!
Dentists, get the house of your dreams with our Lake Charles Louisiana dentist home mortgage program!