Regardless if our clients are a first time home buyer or buying a new home in Madison Alabama, our vetted loan officers have a strong understanding of the local area real estate industry and what it takes to close your dentist mortgage with proficiency and expertise.
Our loan officers in Madison Alabama offer special financing for dentists, just like you.
To start with, let’s talk about why dentist mortgage loans even exist. The reason is that dentists are really profitable clients for lending institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to secure early career dentists by loaning them more money with fewer terms than their competitions.
If you are searching for a dentist mortgage loan in Madison Alabama then you came to the perfect place.
You’ve worked very hard to become a dentist and purchasing home really should not be nearly as difficult.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan specifically for dentists?
Yup, dentists get their own mortgage!
A dentist mortgage is a special loan program made just for dentists in the home buying process.
We understand the economic demands of your student loan financial obligation, and how vital it is to maintain working capital for when the time is right with starting your dental career. No matter if you are a couple years into practice, or a well established dentist, you can count on us to find a home loan that is specifically tailored for your needs.
Many dental professionals in Madison Alabama may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan debt or very little to no work history.
Despite these factors smart loan providers know that dentists are a good bet considering that they generally have an exceptionally low nonpayment rate on loans, high earning potential and stable jobs.
Not all banks offer this specialized product and within banks that do simply talking with the best mortgage officer makes an enormous difference.
Purchasing a house doesn’t have to drain your savings and the process doesn’t have to drain your time.
What if you have some funds to put down or are considering delaying until you have the funds?
Our loan providers can do the math for you and show you what each situation looks like and the advantages of each too.
In most cases, you’ll get your mortgage paid off sooner and save thousands of dollars on interest rates too.
Furthermore, don’t overlook that having equity in your house will offer greater security and flexibility, specifically if something unforeseen happens. With the 100% financed dentist home mortgage loan, you should expect to start out underwater. If something does not work out and you are forced to sell quickly, you need to be prepared to write a potentially big check for as much as 10% of the purchase price simply to get out of the home.
No matter if you are relocating down the road, across town or across the country, we are here to lend a hand you throughout the dentist home mortgage process:: because you deserve it!
Dentists, get the home of your dreams with our Madison Alabama dentist home loan program!
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