Whether or not you are a first time home buyer or purchasing a new home in Dothan Alabama, our vetted loan officers have a solid understanding of the local area real estate industry and what it really takes to close your dentist home mortgage with competency and know-how.
Our loan officers in Dothan Alabama offer specialized financing for dentists, just like you.
First, let’s talk about why dentist mortgage loans even exist. The main reason is that dentists are very profitable customers for lenders. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to secure early career dentists by lending them more money with far fewer terms than their competitions.
If you are looking for a dentist home loan in Dothan Alabama then you came to the right place.
You’ve trained very hard to become a dentist and purchasing home should not be nearly as difficult.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan specifically for dentists?
Yup, dentists get their own mortgage!
A dentist home loan is a specialty loan program made just for dentists in the home buying process.
We recognize the financial demands of your student loan liability, and how crucial it is to preserve working capital for when the time is right with starting your dental career. Regardless if you are a couple years into practice, or a well established dentist, you can count on us to find a home loan that is specifically tailored for your needs.
A lot of dentists in Dothan Alabama may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan financial obligation or minimal to no work history.
Despite these reasons smart loan providers know that dentists are a good choice due to the fact that they generally have an incredibly low default rate on loans, high earning potential and stable jobs.
Not all banks offer this specialized product and within banks that do simply talking with the right mortgage officer makes a significant difference.
Purchasing a home doesn’t have to drain your savings and the process doesn’t need to drain your time.
What if you have some funds to put down or are looking at delaying until you have the money?
Our mortgage lenders can do the math for you and show you what each circumstance looks like and the benefits of each too.
In most situations, you’ll get your home mortgage paid off sooner and save thousands on interest rates too.
Furthermore, don’t overlook that having equity in your house will likely offer greater security and flexibility, especially if something unforeseen happens. With the 100% financed dentist mortgage loan, you should anticipate to begin under water. If something does not work out and you’re forced to sell quickly, you need to be prepared to write a potentially sizable check for as much as 10% of the purchase price simply to get out of the house.
No matter if you’re moving down the road, across town or across the country, we are available to work with you through the dentist home loan process:: because you deserve it!
Dentists, get the house of your dreams with our Dothan Alabama dentist home mortgage program!
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