Regardless of whether our clients are a first time home buyer or buying a new home in Summerville South Carolina, our vetted loan officers have a solid understanding of the local area real estate industry and what it requires to close your dentist home loan with efficiency and know-how.
Our loan officers in Summerville South Carolina provide specialized financing for dentists, just like you.
First off, let’s discuss why dentist mortgage loans even exist. The reason is that dentists are extremely profitable customers for financial institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by loaning them more money with a lot fewer terms than their competitions.
If you are looking for a dentist mortgage loan in Summerville South Carolina then you came to the right place.
You’ve trained very hard to become a dentist and buying home should not be nearly as challenging.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan only for dentists?
Yup, dentists get their own loan!
A dentist home loan is a specialty loan program developed just for dentists in the home buying process.
We are aware of the financial demands of your student loan debt, and how important it is to maintain working capital for when the time is right with launching your dental career. No matter if you are a couple years into practice, or a well established dentist, you can count on us to find a home loan that is specially tailored for your needs.
A large number of dental experts in Summerville South Carolina may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan debt or little to no work history.
Despite these reasons smart lenders know that dentists are a good choice considering that they generally have an extremely low default rate on loans, high earning potential and secure jobs.
Not all lenders offer this specialized product and within banking institutions that do simply talking to the right mortgage loan officer makes an enormous difference.
Buying a home doesn’t need to drain your savings and the process doesn’t need to drain your time.
Suppose you have some cash to put down or are looking at waiting until you have the money?
Our lenders can do the math for you and show you what each situation looks like and the benefits of each too.
In most instances, you’ll get your home loan paid off earlier and save thousands of dollars on interest too.
Furthermore, don’t overlook that having equity in your home will definitely provide greater security and flexibility, specifically if something unplanned happens. With the 100% financed dentist mortgage loan, you ought to anticipate to begin underwater. If something doesn’t work out and you’re forced to sell quickly, you need to be prepared to write a potentially sizable check for up to 10% of the purchase price simply to get out of the house.
Regardless of whether you’re relocating down the road, across town or across the country, we are here to assist you through the dentist home mortgage process:: because you deserve it!
Dentists, get the house of your dreams with our Summerville South Carolina dentist home loan program!