Regardless of whether our clients are a first time home buyer or buying a new home in Goose Creek South Carolina, our vetted loan officers have a strong understanding of the local real estate industry and what it really takes to close your dentist mortgage with efficiency and know-how.
Our loan officers in Goose Creek South Carolina offer special financing for dentists, just like you.
First, let’s discuss why dentist mortgage loans even exist. The main reason is that dentists are very profitable customers for lending institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to secure early career dentists by loaning them more money with a fewer number of requirements than their competitors.
If you are trying to find a dentist home loan in Goose Creek South Carolina then you came to the perfect place.
You’ve worked very hard to become a dentist and purchasing home should not be nearly as challenging.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan just for dentists?
Yup, dentists get their own home loan!
A dentist home loan is a specialty loan program made just for dentists in the home purchasing process.
We are aware of the personal financial demands of your student loan debt, and how crucial it is to maintain working capital for when the time is right with embarking upon your dental career. No matter if you are a couple years into practice, or a well established dentist, you can rely on us to find a mortgage loan that is specifically tailored for your needs.
A lot of dental professionals in Goose Creek South Carolina may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan financial debt or minimal to no work history.
Despite these factors smart lenders know that dentists are a good bet due to the fact that they generally have an exceptionally low default rate on loans, high earning potential and stable jobs.
Not all mortgage lenders offer this specialized product and within banks that do simply speaking to the best home loan officer makes a tremendous difference.
Purchasing a home doesn’t have to empty your savings and the process doesn’t need to drain your time.
Suppose you have some money to put down or are considering waiting until you have the money?
Our loan providers can do the math for you and show you what each situation looks like and the benefits of each too.
In most cases, you’ll get your mortgage loan paid off sooner and save thousands on interest too.
Additionally, don’t overlook that having equity in your house will likely offer more security and overall flexibility, specifically if something unplanned happens. With the 100% financed dentist mortgage loan, you should expect to begin underwater. If something does not work out and you’re forced to sell quickly, you need to be prepared to write a potentially large check for as much as 10% of the purchase price simply to get out of the home.
Regardless of whether you are relocating down the road, across town or across the country, we are right here to lend a hand you all throughout the dentist home loan process:: because you deserve it!
Dentists, get the house of your dreams with our Goose Creek South Carolina dentist home loan program!