Regardless if you are a first time home buyer or purchasing a new home in Columbia South Carolina, our vetted loan officers have a strong understanding of the local area real estate industry and what it really requires to close your dentist mortgage with efficiency and know-how.
Our loan officers in Columbia South Carolina offer special financing for dentists, just like you.
First and foremost, let’s talk about why dentist mortgage loans even exist. The reason is that dentists are very profitable clients for lenders. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to secure early career dentists by loaning them more money with fewer requirements than their competitors.
If you are looking for a dentist mortgage in Columbia South Carolina then you came to the perfect place.
You’ve trained very hard to become a dentist and purchasing home really should not be nearly as challenging.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan specifically for dentists?
Yup, dentists get their own home loan!
A dentist mortgage is a customized loan program designed just for dentists in the home purchasing process.
We understand the personal financial demands of your student loan financial debt, and how vital it is to preserve working capital for when the time is right with embarking upon your dental career. No matter if you are a couple years into practice, or a well established dentist, you can rely on us to find a home loan that is specially tailored for your needs.
Many dental professionals in Columbia South Carolina may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan financial debt or very little to no work history.
Despite these reasons smart financial institutions know that dentists are a good bet considering that they typically have an extremely low default rate on loans, high earning potential and stable jobs.
Not all financial institutions offer this specialized product and within banks that do just simply speaking with the right mortgage officer makes a tremendous difference.
Purchasing a house doesn’t need to drain your savings and the process doesn’t have to drain your time.
Suppose you have some money to put down or are looking at waiting until you have the cash?
Our lenders can do the math for you and show you what each scenario looks like and the benefits of each too.
In most instances, you’ll get your mortgage paid off sooner and save thousands on interest rates too.
Additionally, don’t forget that having equity in your house will likely provide greater security and overall flexibility, specifically if something unexpected happens. With the 100% financed dentist mortgage loan, you should expect to begin under water. If something does not work out and you’re forced to sell quickly, you need to be prepared to write a potentially big check for as much as 10% of the purchase price just to get out of the house.
Regardless of whether you are relocating down the street, across town or across the country, we are here to work with you throughout the dentist home loan process:: because you deserve it!
Dentists, get the house of your dreams with our Columbia South Carolina dentist home mortgage program!
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