Whether our clients are a first time home buyer or purchasing a new home in Maplewood Minnesota, our vetted loan officers have a strong understanding of the local area real estate market and what it really takes to close your dentist mortgage with proficiency and expertise.
Our loan officers in Maplewood Minnesota provide special financing for dentists, like you.
First, let’s discuss why dentist mortgage loans even exist. The main reason is that dentists are very profitable clients for lenders. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by loaning them more money with a lot fewer requirements than their competitions.
If you are searching for a dentist mortgage in Maplewood Minnesota then you came to the right place.
You’ve worked very hard to become a dentist and buying home shouldn’t be nearly as difficult.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan just for dentists?
Yup, dentists get their own home loan!
A dentist home mortgage is a special loan program made just for dentists in the home purchasing process.
We are aware of the financial demands of your student loan liability, and how important it is to maintain working capital for when the time is right with embarking upon your dental career. Regardless if you are a couple years into practice, or a well established dentist, you can count on us to find a home loan that is specifically tailored for your needs.
Many dentists in Maplewood Minnesota may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan financial debt or minimal to no work history.
Despite these reasons smart financial institutions know that dentists are a good bet because they typically have an extremely low nonpayment rate on loans, high earning potential and stable jobs.
Not all banks offer this specialized product and within banks that do just simply consulting with the best home loan officer makes a significant difference.
Purchasing a home doesn’t have to empty your savings and the process doesn’t have to drain your time.
Suppose you have some money to put down or are looking at waiting until you have the money?
Our lenders can do the math for you and show you what each scenario looks like and the advantages of each too.
In most cases, you’ll get your home loan paid off sooner and save thousands of dollars on interest too.
Furthermore, don’t overlook that having equity in your home will likely offer more security and overall flexibility, especially if something unanticipated happens. With the 100% financed dentist mortgage loan, you ought to anticipate to start out underwater. If something does not work out and you are forced to sell quickly, you should be prepared to write a potentially sizable check for as much as 10% of the purchase price just to get out of the house.
No matter if you’re relocating down the street, across town or across the country, we are right here to help you throughout the dentist home mortgage process:: because you deserve it!
Dentists, get the home of your dreams with our Maplewood Minnesota dentist home mortgage program!