Whether our clients are a first time home buyer or purchasing a new home in Brooklyn Park Minnesota, our vetted loan officers have a solid understanding of the local real estate industry and what it requires to close your dentist home mortgage with efficiency and know-how.
Our loan officers in Brooklyn Park Minnesota offer specialized financing for dentists, just like you.
To start with, let’s discuss why dentist mortgage loans even exist. The main reason is that dentists are really profitable customers for financial institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by lending them more money with fewer requirements than their competitions.
If you are looking for a dentist mortgage in Brooklyn Park Minnesota then you came to the perfect place.
You’ve trained very hard to become a dentist and buying home should not be nearly as difficult.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan only for dentists?
Yup, dentists get their own loan!
A dentist home loan is a customized loan program developed just for dentists in the home purchasing process.
We recognize the financial demands of your student loan liability, and how vital it is to maintain working capital for when the time is right with launching your dental career. Regardless if you are a couple years into practice, or a well established dentist, you can count on us to find a mortgage loan that is exclusively tailored for your needs.
A large number of dentists in Brooklyn Park Minnesota may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan debt or minimal to no work history.
Despite these factors smart lending institutions know that dentists are a good bet due to the fact that they typically have an exceptionally low nonpayment rate on loans, high earning potential and stable jobs.
Not all mortgage lenders offer this specialized product and within banking institutions that do simply talking with the right mortgage loan officer makes a tremendous difference.
Purchasing a house doesn’t have to drain your savings and the process doesn’t have to drain your time.
Suppose you have some cash to put down or are considering waiting until you have the money?
Our mortgage lenders can do the math for you and show you what each situation looks like and the advantages of each too.
In most situations, you’ll get your mortgage paid off earlier and save thousands of dollars on interest rates too.
Additionally, don’t overlook that having equity in your home will provide more security and overall flexibility, specifically if something unexpected happens. With the 100% financed dentist mortgage loan, you should expect to begin underwater. If something doesn’t work out and you’re forced to sell quickly, you should be prepared to write a potentially big check for as much as 10% of the purchase price just to get out of the home.
Whether you’re moving down the street, across town or across the country, we are right here to lend a hand you through the dentist home loan process:: because you deserve it!
Dentists, get the house of your dreams with our Brooklyn Park Minnesota dentist home mortgage program!