Regardless of whether you are a first time home buyer or buying a new home in Champaign Illinois, our vetted loan officers have a solid understanding of the local area real estate industry and what it really takes to close your dentist home loan with efficiency and know-how.
Our loan officers in Champaign Illinois offer exclusive financing for dentists, exactly like you.
First, let’s talk about why dentist mortgage loans even exist. The reason is that dentists are extremely profitable customers for financial institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by loaning them more money with a lot fewer requirements than their competitors.
If you are trying to find a dentist mortgage in Champaign Illinois then you came to the perfect place.
You’ve worked very hard to become a dentist and purchasing home should not be nearly as challenging.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan specifically for dentists?
Yup, dentists get their own loan!
A dentist mortgage is a customized loan program created just for dentists in the home buying process.
We are aware of the budgetary demands of your student loan liability, and how vital it is to preserve working capital for when the time is right with launching your dental career. No matter if you are a couple years into practice, or a well established dentist, you can count on us to find a home loan that is specially tailored for your needs.
Quite a few dental experts in Champaign Illinois may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan debt or little to no work history.
Despite these factors smart financial institutions know that dentists are a good bet due to the fact that they generally have an incredibly low nonpayment rate on loans, high earning potential and stable jobs.
Not all banks offer this specialized product and within banking institutions that do just simply talking with the right mortgage officer makes a significant difference.
Buying a house doesn’t need to empty your savings and the process doesn’t need to drain your time.
Suppose you have some money to put down or are thinking about delaying until you have the funds?
Our lenders can do the math for you and show you what each situation looks like and the benefits of each too.
In most situations, you’ll get your home loan paid off sooner and save thousands on interest rates too.
Furthermore, don’t forget that having equity in your house will most likely provide greater security and flexibility, especially if something unforeseen happens. With the 100% financed dentist home mortgage loan, you ought to expect to begin under water. If something doesn’t work out and you are forced to sell quickly, you should be prepared to write a potentially big check for as much as 10% of the purchase price simply to get out of the house.
No matter if you are relocating down the street, across town or across the country, we are here to work with you throughout the dentist home loan process:: because you deserve it!
Dentists, get the home of your dreams with our Champaign Illinois dentist home loan program!
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