Regardless of whether you are a first time home buyer or buying a new home in Springfield Illinois, our vetted loan officers have a strong understanding of the local area real estate market and what it really takes to close your dentist home loan with efficiency and know-how.
Our loan officers in Springfield Illinois offer exclusive financing for dentists, exactly like you.
First, let’s talk about why dentist mortgage loans even exist. The reason is that dentists are really profitable customers for financial institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by loaning them more money with fewer requirements than their competitors.
If you are trying to find a dentist mortgage in Springfield Illinois then you came to the right place.
You’ve trained very hard to become a dentist and purchasing home should not be nearly as difficult.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan only for dentists?
Yup, dentists get their own loan!
A dentist home loan is a customized loan program put together just for dentists in the home buying process.
We are aware of the financial demands of your student loan liability, and how essential it is to preserve working capital for when the time is right with starting your dental career. No matter if you are a couple years into practice, or a well established dentist, you can count on us to find a home loan that is specially tailored for your needs.
A lot of dentists in Springfield Illinois may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan debt or minimal to no work history.
Despite these factors smart loan providers know that dentists are a good bet considering that they generally have an exceptionally low default rate on loans, high earning potential and secure jobs.
Not all banks offer this specialized product and within banks that do simply talking with the best mortgage loan officer makes an enormous difference.
Buying a home doesn’t need to drain your savings and the process doesn’t have to drain your time.
What if you have some money to put down or are looking at waiting until you have the cash?
Our loan providers can do the math for you and show you what each situation looks like and the advantages of each too.
In most situations, you’ll get your mortgage paid off sooner and save thousands on interest rates too.
Furthermore, don’t overlook that having equity in your home will offer greater security and flexibility, especially if something unplanned happens. With the 100% financed dentist home mortgage loan, you ought to expect to start out under water. If something doesn’t work out and you are forced to sell quickly, you should be prepared to write a potentially large check for as much as 10% of the purchase price simply to get out of the house.
Regardless of whether you are moving down the road, across town or across the country, we are here to assist you throughout the dentist home mortgage process:: because you deserve it!
Dentists, get the home of your dreams with our Springfield Illinois dentist home loan program!
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