Whether our clients are a first time home buyer or buying a new home in Thornton Colorado, our vetted loan officers have a solid understanding of the local area real estate market and what it requires to close your dentist home mortgage with efficiency and know-how.
Our loan officers in Thornton Colorado provide special financing for dentists, like you.
To start with, let’s discuss why dentist mortgage loans even exist. The main reason is that dentists are extremely profitable clients for lending institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to secure early career dentists by loaning them more money with far fewer terms than their competitors.
If you are searching for a dentist home loan in Thornton Colorado then you came to the right place.
You’ve worked very hard to become a dentist and purchasing home really should not be nearly as difficult.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan just for dentists?
Yup, dentists get their own loan!
A dentist home mortgage is a customized loan program created just for dentists in the home purchasing process.
We are aware of the personal financial demands of your student loan debt, and how vital it is to maintain working capital for when the time is right with starting your dental career. Whether or not you are a couple years into practice, or a well established dentist, you can count on us to find a mortgage loan that is specifically tailored for your needs.
A large number of dental professionals in Thornton Colorado may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan financial debt or minimal to no work history.
Despite these factors smart loan providers know that dentists are a good choice due to the fact that they historically have an exceptionally low default rate on loans, high earning potential and stable jobs.
Not all lenders offer this specialized product and within banks that do simply speaking to the right mortgage officer makes an enormous difference.
Buying a home doesn’t have to empty your savings and the process doesn’t need to drain your time.
What if you have some funds to put down or are looking at delaying until you have the cash?
Our mortgage lenders can do the math for you and show you what each circumstance looks like and the advantages of each too.
In most cases, you’ll get your mortgage loan paid off sooner and save thousands on interest too.
Furthermore, don’t forget that having equity in your home will provide more security and flexibility, specifically if something unplanned happens. With the 100% financed dentist home mortgage loan, you ought to anticipate to begin underwater. If something doesn’t work out and you are forced to sell quickly, you should be prepared to write a potentially large check for up to 10% of the purchase price just to get out of the house.
Whether you are relocating down the road, across town or across the country, we are here to help you all throughout the dentist home mortgage process:: because you deserve it!
Dentists, get the home of your dreams with our Thornton Colorado dentist home mortgage program!