Regardless if you are a first time home buyer or purchasing a new home in Prescott Valley Arizona, our vetted loan officers have a strong understanding of the local area real estate market and what it takes to secure your dentist home mortgage with competency and expertise.
Our loan officers in Prescott Valley Arizona offer special financing for dentists, like you.
First, let’s discuss why dentist mortgage loans even exist. The main reason is that dentists are extremely profitable clients for lenders. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to secure early career dentists by loaning them more money with a lot fewer stipulations than their competitors.
If you are searching for a dentist home loan in Prescott Valley Arizona then you came to the right place.
You’ve worked very hard to become a dentist and buying home should not be nearly as challenging.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan only for dentists?
Yup, dentists get their own home loan!
A dentist home mortgage is a specialty loan program made just for dentists in the home purchasing process.
We understand the economic demands of your student loan debt, and how important it is to maintain working capital for when the time is right with launching your dental career. Whether or not you are a couple years into practice, or a well established dentist, you can rely on us to find a home loan that is specially tailored for your needs.
Many dental experts in Prescott Valley Arizona may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan financial debt or very little to no work history.
Despite these reasons smart lenders know that dentists are a good bet due to the fact that they traditionally have an extremely low nonpayment rate on loans, high earning potential and stable jobs.
Not all financial institutions offer this specialized product and within banks that do simply talking to the best mortgage officer makes an enormous difference.
Purchasing a house doesn’t need to drain your savings and the process doesn’t have to drain your time.
Suppose you have some cash to put down or are looking at waiting until you have the cash?
Our mortgage lenders can do the math for you and show you what each situation looks like and the benefits of each too.
In most circumstances, you’ll get your home loan paid off earlier and save thousands of dollars on interest too.
Additionally, don’t overlook that having equity in your house will provide greater security and flexibility, especially if something unplanned happens. With the 100% financed dentist home mortgage loan, you should anticipate to start out under water. If something doesn’t work out and you’re forced to sell quickly, you should be prepared to write a potentially sizable check for as much as 10% of the purchase price simply to get out of the home.
No matter if you’re relocating down the street, across town or across the country, we are available to help you throughout the dentist home mortgage process:: because you deserve it!
Dentists, get the house of your dreams with our az geo dentist home mortgage program!