Whether you are a first time home buyer or buying a new home in Mesquite Texas, our vetted loan officers have a solid understanding of the local real estate industry and what it really requires to close your dentist mortgage with proficiency and expertise.
Our loan officers in Mesquite Texas offer special financing for dentists, like you.
First, let’s talk about why dentist mortgage loans even exist. The reason is that dentists are very profitable customers for financial institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by lending them more money with a fewer number of requirements than their competitions.
If you are trying to find a dentist mortgage loan in Mesquite Texas then you came to the right place.
You’ve worked very hard to become a dentist and buying home shouldn’t be nearly as difficult.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan specifically for dentists?
Yup, dentists get their own home loan!
A dentist mortgage is a customized loan program made just for dentists in the home purchasing process.
We are aware of the personal financial demands of your student loan financial obligation, and how important it is to maintain working capital for when the time is right with launching your dental career. Whether you are a couple years into practice, or a well established dentist, you can count on us to find a home loan that is specifically tailored for your needs.
Many dentists in Mesquite Texas may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan financial debt or very little to no work history.
Despite these factors smart lending institutions know that dentists are a good bet due to the fact that they typically have an exceptionally low default rate on loans, high earning potential and secure jobs.
Not all lenders offer this specialized product and within banking institutions that do just simply speaking to the right home loan officer makes a remarkable difference.
Buying a home doesn’t need to empty your savings and the process doesn’t need to drain your time.
What if you have some money to put down or are considering waiting until you have the cash?
Our mortgage lenders can do the math for you and show you what each situation looks like and the advantages of each too.
In most cases, you’ll get your home mortgage paid off earlier and save thousands of dollars on interest rates too.
Additionally, don’t forget that having equity in your home will likely provide more security and flexibility, particularly if something unforeseen happens. With the 100% financed dentist home mortgage loan, you ought to anticipate to start out underwater. If something does not work out and you’re forced to sell quickly, you should be prepared to write a potentially sizable check for as much as 10% of the purchase price just to get out of the home.
Regardless of whether you’re relocating down the road, across town or across the country, we are right here to work with you all throughout the dentist home loan process:: because you deserve it!
Dentists, get the home of your dreams with our Mesquite Texas dentist home mortgage program!