Regardless of whether our clients are a first time home buyer or buying a new home in Spokane Washington, our vetted loan officers have a solid understanding of the local area real estate industry and what it really takes to secure your physician loan with proficiency and know-how.
Our loan officers in Spokane Washington provide exclusive financing for doctors, like you.
First, let’s discuss why physician mortgage loans even exist. The main reason is that doctors are very profitable customers for lenders. They take out big loans early in their careers and almost always pay them off. Lenders use physician home loans to secure early career doctors by lending them more money with fewer stipulations than their competitions.
If you are looking for a physician home loan in Spokane Washington then you came to the perfect place.
You’ve trained very hard to become a doctor and buying home should not be nearly as difficult.
Did you know there is a special loan that makes it easy for doctors to buy a home?
A home loan specifically for doctors?
Yup, doctors get their own loan!
A physician home mortgage is a customized loan program developed just for doctors in the home purchasing process.
We understand the economic demands of your student loan financial obligation, and how important it is to maintain working capital for when the time is right with launching your career. No matter if you are a couple years into practice, or a well established doctor, you can depend on us to find a mortgage loan that is specially tailored for your needs.
A large number of doctors in Spokane Washington may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan financial obligation or very little to no work history.
Despite these reasons smart lending institutions know that doctors are a good bet because they traditionally have an incredibly low default rate on loans, high earning potential and secure jobs.
Not all financial institutions offer this specialized product and within banks that do simply talking with the best mortgage loan officer makes a tremendous difference.
Buying a house doesn’t have to drain your savings and the process doesn’t need to drain your time.
Suppose you have some cash to put down or are considering delaying until you have the cash?
Our loan providers can do the math for you and show you what each situation looks like and the benefits of each too.
In most situations, you’ll get your home mortgage paid off earlier and save thousands on interest rates too.
Furthermore, don’t overlook that having equity in your home will most likely provide more security and overall flexibility, particularly if something unforeseen happens. With the 100% financed physician home mortgage loan, you should expect to begin under water. If something does not work out and you are forced to sell quickly, you need to be prepared to write a potentially big check for up to 10% of the purchase price simply to get out of the house.
Whether you’re moving down the road, across town or across the country, we are here to help you all throughout the physician home loan process:: because you deserve it!
Doctors, get the house of your dreams with our Spokane Washington physician home loan program!
Less than an hour ago, doctors just like you requested a loan from the locations listed below.