Whether you are a first time home buyer or purchasing a new home in Redmond Washington, our vetted loan officers have a solid understanding of the local area real estate industry and what it really requires to secure your physician home mortgage with competency and expertise.
Our loan officers in Redmond Washington provide special financing for doctors, like you.
First, let’s discuss why physician mortgage loans even exist. The reason is that doctors are really profitable customers for lending institutions. They take out big loans early in their careers and almost always pay them off. Lenders use physician home loans to lock in early career doctors by loaning them more money with a fewer number of requirements than their competitions.
If you are trying to find a physician mortgage loan in Redmond Washington then you came to the right place.
You’ve worked very hard to become a doctor and purchasing home really should not be nearly as challenging.
Did you know there is a special loan that makes it easy for doctors to buy a home?
A home loan just for doctors?
Yup, doctors get their own mortgage!
A physician mortgage is a special loan program created just for doctors in the home buying process.
We recognize the personal financial demands of your student loan financial debt, and how vital it is to maintain working capital for when the time is right with starting your career. Regardless if you are a couple years into practice, or a well established doctor, you can count on us to find a mortgage loan that is specially tailored for your needs.
A lot of doctors in Redmond Washington may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan financial debt or very little to no work history.
Despite these factors smart financial institutions know that doctors are a good bet due to the fact that they traditionally have an incredibly low default rate on loans, high earning potential and stable jobs.
Not all lenders offer this specialized product and within banks that do simply speaking with the right mortgage officer makes an enormous difference.
Buying a home doesn’t have to empty your savings and the process doesn’t have to drain your time.
What if you have some funds to put down or are thinking about waiting until you have the money?
Our lenders can do the math for you and show you what each circumstance looks like and the advantages of each too.
In most situations, you’ll get your home loan paid off earlier and save thousands on interest too.
Furthermore, don’t overlook that having equity in your house will likely provide greater security and flexibility, specifically if something unplanned happens. With the 100% financed physician home mortgage loan, you should anticipate to start out underwater. If something does not work out and you’re forced to sell quickly, you should be prepared to write a potentially big check for up to 10% of the purchase price just to get out of the home.
Regardless of whether you are relocating down the street, across town or across the country, we are available to work with you throughout the physician home loan process:: because you deserve it!
Doctors, get the house of your dreams with our Redmond Washington physician home mortgage program!
Less than an hour ago, doctors just like you requested a loan from the locations listed below.