Whether you are a first time home buyer or purchasing a new home in Salem Oregon, our vetted loan officers have a strong understanding of the local area real estate market and what it takes to close your physician home loan with proficiency and know-how.
Our loan officers in Salem Oregon provide special financing for doctors, just like you.
First off, let’s discuss why physician mortgage loans even exist. The main reason is that doctors are really profitable clients for financial institutions. They take out big loans early in their careers and almost always pay them off. Lenders use physician home loans to lock in early career doctors by loaning them more money with far fewer terms than their competitors.
If you are trying to find a physician mortgage in Salem Oregon then you came to the right place.
You’ve worked very hard to become a doctor and purchasing home should not be nearly as difficult.
Did you know there is a special loan that makes it easy for doctors to buy a home?
A home loan specifically for doctors?
Yup, doctors get their own loan!
A physician home mortgage is a specialty loan program made just for doctors in the home buying process.
We understand the financial demands of your student loan financial obligation, and how vital it is to preserve working capital for when the time is right with embarking upon your career. Whether or not you are a couple years into practice, or a well established doctor, you can count on us to find a mortgage loan that is specifically tailored for your needs.
A large number of doctors in Salem Oregon may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan debt or very little to no work history.
Despite these reasons smart lenders know that doctors are a good bet because they traditionally have an incredibly low default rate on loans, high earning potential and secure jobs.
Not all financial institutions offer this specialized product and within banking institutions that do simply consulting with the right mortgage officer makes a tremendous difference.
Buying a house doesn’t have to drain your savings and the process doesn’t have to drain your time.
Suppose you have some money to put down or are thinking about delaying until you have the money?
Our mortgage lenders can do the math for you and show you what each scenario looks like and the benefits of each too.
In most cases, you’ll get your home mortgage paid off sooner and save thousands of dollars on interest too.
Furthermore, don’t overlook that having equity in your house will most likely offer greater security and overall flexibility, particularly if something unplanned happens. With the 100% financed physician mortgage loan, you ought to expect to start out underwater. If something doesn’t work out and you’re forced to sell quickly, you should be prepared to write a potentially large check for up to 10% of the purchase price just to get out of the house.
No matter if you’re moving down the street, across town or across the country, we are here to work with you all throughout the physician home loan process:: because you deserve it!
Doctors, get the home of your dreams with our Salem Oregon physician loan program!
Less than an hour ago, doctors just like you requested a loan from the locations listed below.
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