Regardless of whether our clients are a first time home buyer or purchasing a new home in Portland Oregon, our vetted loan officers have a strong understanding of the local real estate industry and what it really takes to secure your physician home mortgage with efficiency and know-how.
Our loan officers in Portland Oregon provide special financing for doctors, like you.
To start with, let’s discuss why physician mortgage loans even exist. The main reason is that doctors are very profitable clients for financial institutions. They take out big loans early in their careers and almost always pay them off. Lenders use physician home loans to lock in early career doctors by loaning them more money with a fewer number of stipulations than their competitors.
If you are looking for a physician mortgage in Portland Oregon then you came to the right place.
You’ve worked very hard to become a doctor and buying home should not be nearly as difficult.
Did you know there is a special loan that makes it easy for doctors to buy a home?
A home loan just for doctors?
Yup, doctors get their own home loan!
A physician home mortgage is a special loan program developed just for doctors in the home buying process.
We understand the economic demands of your student loan debt, and how vital it is to maintain working capital for when the time is right with starting your career. Whether or not you are a couple years into practice, or a well established doctor, you can rely on us to find a home loan that is specifically tailored for your needs.
A lot of doctors in Portland Oregon may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan financial debt or minimal to no work history.
Despite these factors smart loan providers know that doctors are a good bet considering that they generally have an exceptionally low nonpayment rate on loans, high earning potential and stable jobs.
Not all financial institutions offer this specialized product and within banking institutions that do just simply talking to the right mortgage officer makes an enormous difference.
Purchasing a home doesn’t have to drain your savings and the process doesn’t need to drain your time.
Suppose you have some money to put down or are considering waiting until you have the cash?
Our lenders can do the math for you and show you what each scenario looks like and the advantages of each too.
In most instances, you’ll get your home mortgage paid off earlier and save thousands of dollars on interest too.
Furthermore, don’t overlook that having equity in your house will most likely offer more security and flexibility, specifically if something unplanned happens. With the 100% financed physician mortgage loan, you should expect to start out under water. If something doesn’t work out and you are forced to sell quickly, you need to be prepared to write a potentially large check for up to 10% of the purchase price simply to get out of the home.
Regardless of whether you’re moving down the street, across town or across the country, we are right here to lend a hand you throughout the physician home loan process:: because you deserve it!
Doctors, get the house of your dreams with our Portland Oregon physician home loan program!
Less than an hour ago, doctors just like you requested a loan from the locations listed below.
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