Whether or not our clients are a first time home buyer or purchasing a new home in Gresham Oregon, our vetted loan officers have a solid understanding of the local area real estate market and what it really takes to close your physician home mortgage with competency and expertise.
Our loan officers in Gresham Oregon provide special financing for doctors, like you.
First, let’s talk about why physician mortgage loans even exist. The reason is that doctors are very profitable customers for financial institutions. They take out big loans early in their careers and almost always pay them off. Lenders use physician home loans to secure early career doctors by loaning them more money with far fewer stipulations than their competitors.
If you are searching for a physician home loan in Gresham Oregon then you came to the perfect place.
You’ve trained very hard to become a doctor and purchasing home shouldn’t be nearly as difficult.
Did you know there is a special loan that makes it easy for doctors to buy a home?
A home loan specifically for doctors?
Yup, doctors get their own mortgage!
A physician mortgage is a specialty loan program developed just for doctors in the home purchasing process.
We understand the budgetary demands of your student loan financial debt, and how crucial it is to maintain working capital for when the time is right with starting your career. Whether you are a couple years into practice, or a well established doctor, you can rely on us to find a home loan that is exclusively tailored for your needs.
Quite a few physicians in Gresham Oregon may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan financial debt or little to no work history.
Despite these reasons smart financial institutions know that doctors are a good bet considering that they traditionally have an extremely low nonpayment rate on loans, high earning potential and secure jobs.
Not all banks offer this specialized product and within banking institutions that do simply talking to the best mortgage officer makes a tremendous difference.
Buying a home doesn’t need to drain your savings and the process doesn’t have to drain your time.
Suppose you have some money to put down or are thinking about delaying until you have the money?
Our lenders can do the math for you and show you what each circumstance looks like and the benefits of each too.
In most situations, you’ll get your home mortgage paid off sooner and save thousands on interest too.
Furthermore, don’t forget that having equity in your house will offer more security and overall flexibility, particularly if something unanticipated happens. With the 100% financed physician home mortgage loan, you should expect to start out underwater. If something doesn’t work out and you’re forced to sell quickly, you need to be prepared to write a potentially sizable check for up to 10% of the purchase price simply to get out of the house.
Whether you are moving down the street, across town or across the country, we are here to work with you through the physician home loan process:: because you deserve it!
Doctors, get the house of your dreams with our Gresham Oregon physician home loan program!
Less than an hour ago, doctors just like you requested a loan from the locations listed below.