Whether or not you are a first time home buyer or purchasing a new home in Allentown Pennsylvania, our vetted loan officers have a solid understanding of the local area real estate industry and what it really takes to close your physician mortgage with proficiency and expertise.
Our loan officers in Allentown Pennsylvania offer special financing for doctors, exactly like you.
First and foremost, let’s discuss why physician mortgage loans even exist. The main reason is that doctors are extremely profitable customers for lending institutions. They take out big loans early in their careers and almost always pay them off. Lenders use physician home loans to secure early career doctors by loaning them more money with a lot fewer requirements than their competitions.
If you are searching for a physician mortgage loan in Allentown Pennsylvania then you came to the perfect place.
You’ve worked very hard to become a doctor and buying home really should not be nearly as challenging.
Did you know there is a special loan that makes it easy for doctors to buy a home?
A home loan only for doctors?
Yup, doctors get their own loan!
A physician home loan is a special loan program made just for doctors in the home buying process.
We are aware of the financial demands of your student loan liability, and how essential it is to preserve working capital for when the time is right with embarking upon your career. Whether or not you are a couple years into practice, or a well established doctor, you can rely on us to find a home loan that is exclusively tailored for your needs.
A lot of doctors in Allentown Pennsylvania may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan financial debt or very little to no work history.
Despite these factors smart loan providers know that doctors are a good bet due to the fact that they typically have an exceptionally low default rate on loans, high earning potential and secure jobs.
Not all financial institutions offer this specialized product and within banking institutions that do simply talking with the right mortgage officer makes a tremendous difference.
Buying a home doesn’t have to drain your savings and the process doesn’t need to drain your time.
Suppose you have some cash to put down or are considering waiting until you have the cash?
Our mortgage lenders can do the math for you and show you what each circumstance looks like and the benefits of each too.
In most circumstances, you’ll get your home loan paid off earlier and save thousands of dollars on interest too.
Additionally, don’t forget that having equity in your home will most likely offer more security and overall flexibility, specifically if something unplanned happens. With the 100% financed physician home mortgage loan, you should expect to begin underwater. If something does not work out and you are forced to sell quickly, you should be prepared to write a potentially large check for as much as 10% of the purchase price just to get out of the house.
No matter if you are relocating down the road, across town or across the country, we are here to help you all throughout the physician home loan process:: because you deserve it!
Doctors, get the house of your dreams with our Allentown Pennsylvania physician home loan program!
Less than an hour ago, doctors just like you requested a loan from the locations listed below.