Regardless if you are a first time home buyer or buying a new home in Middletown Ohio, our vetted loan officers have a strong understanding of the local real estate industry and what it requires to secure your physician home mortgage with competency and expertise.
Our loan officers in Middletown Ohio provide exclusive financing for doctors, just like you.
First off, let’s talk about why physician mortgage loans even exist. The reason is that doctors are really profitable clients for lending institutions. They take out big loans early in their careers and almost always pay them off. Lenders use physician home loans to secure early career doctors by lending them more money with a lot fewer stipulations than their competitions.
If you are trying to find a physician loan in Middletown Ohio then you came to the perfect place.
You’ve worked very hard to become a doctor and purchasing home should not be nearly as challenging.
Did you know there is a special loan that makes it easy for doctors to buy a home?
A home loan specifically for doctors?
Yup, doctors get their own loan!
A physician home loan is a special loan program developed just for doctors in the home purchasing process.
We are aware of the budgetary demands of your student loan financial debt, and how important it is to preserve working capital for when the time is right with starting your career. Regardless if you are a couple years into practice, or a well established doctor, you can count on us to find a home loan that is specially tailored for your needs.
Quite a few doctors in Middletown Ohio may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan financial obligation or little to no work history.
Despite these reasons smart lending institutions know that doctors are a good bet considering that they historically have an incredibly low default rate on loans, high earning potential and stable jobs.
Not all financial institutions offer this specialized product and within banking institutions that do simply speaking to the best home loan officer makes a tremendous difference.
Purchasing a home doesn’t need to drain your savings and the process doesn’t have to drain your time.
What if you have some money to put down or are thinking about waiting until you have the money?
Our mortgage lenders can do the math for you and show you what each scenario looks like and the benefits of each too.
In most cases, you’ll get your mortgage loan paid off sooner and save thousands of dollars on interest rates too.
Additionally, don’t overlook that having equity in your home will offer more security and flexibility, specifically if something unplanned happens. With the 100% financed physician mortgage loan, you should expect to start out underwater. If something does not work out and you’re forced to sell quickly, you should be prepared to write a potentially large check for as much as 10% of the purchase price just to get out of the home.
Regardless of whether you are moving down the street, across town or across the country, we are here to help you throughout the physician home mortgage process:: because you deserve it!
Doctors, get the house of your dreams with our Middletown Ohio physician home mortgage program!
Less than an hour ago, doctors just like you requested a loan from the locations listed below.