Regardless of whether our clients are a first time home buyer or buying a new home in Lakewood Ohio, our vetted loan officers have a strong understanding of the local real estate industry and what it really requires to close your physician home loan with proficiency and know-how.
Our loan officers in Lakewood Ohio provide exclusive financing for doctors, just like you.
To start with, let’s discuss why physician mortgage loans even exist. The main reason is that doctors are very profitable customers for financial institutions. They take out big loans early in their careers and almost always pay them off. Lenders use physician home loans to lock in early career doctors by lending them more money with fewer stipulations than their competitions.
If you are looking for a physician mortgage loan in Lakewood Ohio then you came to the right place.
You’ve worked very hard to become a doctor and buying home shouldn’t be nearly as challenging.
Did you know there is a special loan that makes it easy for doctors to buy a home?
A home loan specifically for doctors?
Yup, doctors get their own mortgage!
A physician loan is a special loan program developed just for doctors in the home buying process.
We recognize the budgetary demands of your student loan debt, and how vital it is to preserve working capital for when the time is right with embarking upon your career. Whether you are a couple years into practice, or a well established doctor, you can depend on us to find a mortgage loan that is exclusively tailored for your needs.
Many doctors in Lakewood Ohio may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan financial debt or very little to no work history.
Despite these factors smart financial institutions know that doctors are a good choice due to the fact that they typically have an extremely low default rate on loans, high earning potential and stable jobs.
Not all lenders offer this specialized product and within banking institutions that do simply talking to the best mortgage officer makes a tremendous difference.
Buying a home doesn’t have to drain your savings and the process doesn’t need to drain your time.
What if you have some money to put down or are looking at waiting until you have the money?
Our mortgage lenders can do the math for you and show you what each circumstance looks like and the benefits of each too.
In most instances, you’ll get your home mortgage paid off earlier and save thousands on interest rates too.
Furthermore, don’t overlook that having equity in your home will likely offer greater security and flexibility, especially if something unplanned happens. With the 100% financed physician mortgage loan, you should anticipate to start out under water. If something doesn’t work out and you’re forced to sell quickly, you need to be prepared to write a potentially big check for up to 10% of the purchase price just to get out of the house.
Whether you are relocating down the street, across town or across the country, we are right here to work with you through the physician home loan process:: because you deserve it!
Doctors, get the home of your dreams with our Lakewood Ohio physician home loan program!
Less than an hour ago, doctors just like you requested a loan from the locations listed below.