Whether or not our clients are a first time home buyer or purchasing a new home in Kettering Ohio, our vetted loan officers have a solid understanding of the local area real estate industry and what it takes to close your physician home loan with proficiency and expertise.
Our loan officers in Kettering Ohio offer specialized financing for doctors, just like you.
First, let’s talk about why physician mortgage loans even exist. The main reason is that doctors are very profitable customers for lending institutions. They take out big loans early in their careers and almost always pay them off. Lenders use physician home loans to lock in early career doctors by lending them more money with a lot fewer requirements than their competitors.
If you are trying to find a physician loan in Kettering Ohio then you came to the right place.
You’ve worked very hard to become a doctor and purchasing home should not be nearly as challenging.
Did you know there is a special loan that makes it easy for doctors to buy a home?
A home loan just for doctors?
Yup, doctors get their own home loan!
A physician mortgage is a specialty loan program designed just for doctors in the home buying process.
We recognize the personal financial demands of your student loan debt, and how crucial it is to maintain working capital for when the time is right with starting your career. No matter if you are a couple years into practice, or a well established doctor, you can rely on us to find a home loan that is specifically tailored for your needs.
Many physicians in Kettering Ohio may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan financial obligation or minimal to no work history.
Despite these reasons smart lending institutions know that doctors are a good bet considering that they typically have an incredibly low default rate on loans, high earning potential and secure jobs.
Not all lenders offer this specialized product and within banks that do simply talking with the best mortgage loan officer makes a tremendous difference.
Buying a house doesn’t need to empty your savings and the process doesn’t have to drain your time.
What if you have some funds to put down or are considering waiting until you have the funds?
Our loan providers can do the math for you and show you what each circumstance looks like and the benefits of each too.
In most cases, you’ll get your mortgage loan paid off sooner and save thousands on interest too.
Additionally, don’t overlook that having equity in your house will definitely provide greater security and flexibility, especially if something unplanned happens. With the 100% financed physician home mortgage loan, you ought to expect to begin under water. If something doesn’t work out and you’re forced to sell quickly, you need to be prepared to write a potentially big check for as much as 10% of the purchase price just to get out of the house.
Whether you’re relocating down the street, across town or across the country, we are here to work with you throughout the physician home loan process:: because you deserve it!
Doctors, get the house of your dreams with our Kettering Ohio physician loan program!
Less than an hour ago, doctors just like you requested a loan from the locations listed below.
© Moving Street. All rights reserved.
