Whether or not our clients are a first time home buyer or purchasing a new home in Cleveland Ohio, our vetted loan officers have a solid understanding of the local area real estate industry and what it takes to close your physician mortgage with efficiency and know-how.
Our loan officers in Cleveland Ohio provide specialized financing for doctors, just like you.
First, let’s discuss why physician mortgage loans even exist. The main reason is that doctors are extremely profitable clients for lenders. They take out big loans early in their careers and almost always pay them off. Lenders use physician home loans to secure early career doctors by loaning them more money with fewer requirements than their competitions.
If you are trying to find a physician home loan in Cleveland Ohio then you came to the perfect place.
You’ve trained very hard to become a doctor and buying home shouldn’t be nearly as difficult.
Did you know there is a special loan that makes it easy for doctors to buy a home?
A home loan specifically for doctors?
Yup, doctors get their own loan!
A physician mortgage is a special loan program developed just for doctors in the home purchasing process.
We recognize the economic demands of your student loan financial obligation, and how crucial it is to maintain working capital for when the time is right with embarking upon your career. Whether you are a couple years into practice, or a well established doctor, you can count on us to find a home loan that is specifically tailored for your needs.
Quite a few physicians in Cleveland Ohio may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan financial obligation or little to no work history.
Despite these factors smart loan providers know that doctors are a good bet because they traditionally have an exceptionally low default rate on loans, high earning potential and secure jobs.
Not all mortgage lenders offer this specialized product and within banks that do simply talking with the best mortgage officer makes a remarkable difference.
Purchasing a home doesn’t need to drain your savings and the process doesn’t need to drain your time.
Suppose you have some cash to put down or are considering waiting until you have the funds?
Our lenders can do the math for you and show you what each situation looks like and the benefits of each too.
In most circumstances, you’ll get your mortgage paid off earlier and save thousands on interest rates too.
Furthermore, don’t forget that having equity in your home will offer greater security and flexibility, especially if something unforeseen happens. With the 100% financed physician mortgage loan, you should expect to begin underwater. If something doesn’t work out and you’re forced to sell quickly, you need to be prepared to write a potentially big check for as much as 10% of the purchase price simply to get out of the home.
Regardless of whether you’re moving down the street, across town or across the country, we are here to help you throughout the physician home mortgage process:: because you deserve it!
Doctors, get the home of your dreams with our Cleveland Ohio physician home loan program!
Less than an hour ago, doctors just like you requested a loan from the locations listed below.