Whether our clients are a first time home buyer or purchasing a new home in Alpharetta Georgia, our vetted loan officers have a strong understanding of the local real estate industry and what it really requires to close your physician home loan with proficiency and expertise.
Our loan officers in Alpharetta Georgia offer specialized financing for doctors, exactly like you.
First, let’s talk about why physician mortgage loans even exist. The main reason is that doctors are really profitable clients for lenders. They take out big loans early in their careers and almost always pay them off. Lenders use physician home loans to lock in early career doctors by loaning them more money with a lot fewer terms than their competitors.
If you are searching for a physician mortgage loan in Alpharetta Georgia then you came to the perfect place.
You’ve worked very hard to become a doctor and purchasing home shouldn’t be nearly as difficult.
Did you know there is a special loan that makes it easy for doctors to buy a home?
A home loan just for doctors?
Yup, doctors get their own home loan!
A physician loan is a customized loan program developed just for doctors in the home purchasing process.
We understand the personal financial demands of your student loan debt, and how essential it is to preserve working capital for when the time is right with embarking upon your career. Regardless if you are a couple years into practice, or a well established doctor, you can depend on us to find a mortgage loan that is exclusively tailored for your needs.
Many physicians in Alpharetta Georgia may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan debt or minimal to no work history.
Despite these reasons smart lenders know that doctors are a good bet considering that they generally have an incredibly low default rate on loans, high earning potential and stable jobs.
Not all mortgage lenders offer this specialized product and within banks that do simply speaking with the best mortgage officer makes a tremendous difference.
Buying a house doesn’t need to drain your savings and the process doesn’t need to drain your time.
Suppose you have some money to put down or are looking at waiting until you have the funds?
Our mortgage lenders can do the math for you and show you what each situation looks like and the advantages of each too.
In most situations, you’ll get your mortgage paid off sooner and save thousands on interest rates too.
Furthermore, don’t overlook that having equity in your home will provide greater security and flexibility, particularly if something unforeseen happens. With the 100% financed physician home mortgage loan, you should expect to begin underwater. If something does not work out and you are forced to sell quickly, you need to be prepared to write a potentially sizable check for as much as 10% of the purchase price simply to get out of the house.
Regardless of whether you’re relocating down the street, across town or across the country, we are available to help you all throughout the physician home loan process:: because you deserve it!
Doctors, get the home of your dreams with our Alpharetta Georgia physician loan program!
Less than an hour ago, doctors just like you requested a loan from the locations listed below.