Regardless of whether our clients are a first time home buyer or purchasing a new home in Albany Georgia, our vetted loan officers have a strong understanding of the local real estate industry and what it takes to close your physician loan with proficiency and know-how.
Our loan officers in Albany Georgia offer special financing for doctors, like you.
First and foremost, let’s talk about why physician mortgage loans even exist. The reason is that doctors are really profitable clients for lenders. They take out big loans early in their careers and almost always pay them off. Lenders use physician home loans to lock in early career doctors by loaning them more money with far fewer terms than their competitors.
If you are trying to find a physician mortgage loan in Albany Georgia then you came to the perfect place.
You’ve worked very hard to become a doctor and buying home shouldn’t be nearly as difficult.
Did you know there is a special loan that makes it easy for doctors to buy a home?
A home loan only for doctors?
Yup, doctors get their own loan!
A physician home mortgage is a customized loan program made just for doctors in the home purchasing process.
We understand the budgetary demands of your student loan debt, and how vital it is to preserve working capital for when the time is right with starting your career. Whether or not you are a couple years into practice, or a well established doctor, you can count on us to find a home loan that is specially tailored for your needs.
Many doctors in Albany Georgia may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan financial obligation or little to no work history.
Despite these reasons smart lending institutions know that doctors are a good bet because they typically have an extremely low default rate on loans, high earning potential and secure jobs.
Not all financial institutions offer this specialized product and within banks that do just simply talking to the right home loan officer makes a tremendous difference.
Buying a house doesn’t need to empty your savings and the process doesn’t have to drain your time.
Suppose you have some money to put down or are considering waiting until you have the money?
Our lenders can do the math for you and show you what each scenario looks like and the benefits of each too.
In most situations, you’ll get your home mortgage paid off sooner and save thousands on interest rates too.
Furthermore, don’t forget that having equity in your home will provide more security and overall flexibility, particularly if something unexpected happens. With the 100% financed physician mortgage loan, you should expect to begin under water. If something doesn’t work out and you’re forced to sell quickly, you should be prepared to write a potentially large check for as much as 10% of the purchase price just to get out of the house.
No matter if you are relocating down the street, across town or across the country, we are right here to assist you through the physician home mortgage process:: because you deserve it!
Doctors, get the house of your dreams with our Albany Georgia physician loan program!
Less than an hour ago, doctors just like you requested a loan from the locations listed below.