Whether you are a first time home buyer or buying a new home in Valley Stream New York, our vetted loan officers have a strong understanding of the local area real estate industry and what it really takes to close your physician loan with efficiency and expertise.
Our loan officers in Valley Stream New York provide exclusive financing for doctors, exactly like you.
First off, let’s talk about why physician mortgage loans even exist. The reason is that doctors are very profitable customers for lending institutions. They take out big loans early in their careers and almost always pay them off. Lenders use physician home loans to secure early career doctors by lending them more money with a fewer number of requirements than their competitions.
If you are trying to find a physician mortgage loan in Valley Stream New York then you came to the right place.
You’ve trained very hard to become a doctor and purchasing home shouldn’t be nearly as challenging.
Did you know there is a special loan that makes it easy for doctors to buy a home?
A home loan just for doctors?
Yup, doctors get their own mortgage!
A physician loan is a customized loan program created just for doctors in the home purchasing process.
We recognize the economic demands of your student loan financial obligation, and how essential it is to maintain working capital for when the time is right with launching your career. Whether you are a couple years into practice, or a well established doctor, you can depend on us to find a mortgage loan that is specifically tailored for your needs.
Quite a few physicians in Valley Stream New York may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan financial obligation or very little to no work history.
Despite these factors smart lending institutions know that doctors are a good choice due to the fact that they typically have an extremely low nonpayment rate on loans, high earning potential and secure jobs.
Not all mortgage lenders offer this specialized product and within banking institutions that do just simply speaking to the right mortgage officer makes an enormous difference.
Buying a home doesn’t have to drain your savings and the process doesn’t have to drain your time.
Suppose you have some funds to put down or are looking at waiting until you have the funds?
Our mortgage lenders can do the math for you and show you what each situation looks like and the benefits of each too.
In most instances, you’ll get your mortgage loan paid off earlier and save thousands of dollars on interest rates too.
Furthermore, don’t forget that having equity in your house will definitely provide more security and overall flexibility, particularly if something unanticipated happens. With the 100% financed physician home mortgage loan, you ought to anticipate to start out underwater. If something does not work out and you’re forced to sell quickly, you should be prepared to write a potentially sizable check for up to 10% of the purchase price simply to get out of the home.
Regardless of whether you are moving down the road, across town or across the country, we are here to assist you throughout the physician home loan process:: because you deserve it!
Doctors, get the home of your dreams with our Valley Stream New York physician loan program!
Less than an hour ago, doctors just like you requested a loan from the locations listed below.
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