Regardless of whether you are a first time home buyer or buying a new home in Prescott Valley Arizona, our vetted loan officers have a solid understanding of the local area real estate market and what it requires to close your physician home mortgage with efficiency and know-how.
Our loan officers in Prescott Valley Arizona offer exclusive financing for doctors, exactly like you.
To start with, let’s talk about why physician mortgage loans even exist. The main reason is that doctors are very profitable clients for lenders. They take out big loans early in their careers and almost always pay them off. Lenders use physician home loans to lock in early career doctors by lending them more money with fewer stipulations than their competitors.
If you are trying to find a physician home loan in Prescott Valley Arizona then you came to the right place.
You’ve worked very hard to become a doctor and buying home should not be nearly as challenging.
Did you know there is a special loan that makes it easy for doctors to buy a home?
A home loan only for doctors?
Yup, doctors get their own home loan!
A physician mortgage is a special loan program put together just for doctors in the home purchasing process.
We are aware of the financial demands of your student loan financial obligation, and how essential it is to preserve working capital for when the time is right with embarking upon your career. Whether you are a couple years into practice, or a well established doctor, you can depend on us to find a mortgage loan that is specially tailored for your needs.
Many doctors in Prescott Valley Arizona may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan financial obligation or very little to no work history.
Despite these factors smart lending institutions know that doctors are a good choice considering that they historically have an exceptionally low nonpayment rate on loans, high earning potential and secure jobs.
Not all banks offer this specialized product and within banking institutions that do just simply talking to the right mortgage officer makes an enormous difference.
Purchasing a house doesn’t have to drain your savings and the process doesn’t need to drain your time.
Suppose you have some funds to put down or are thinking about waiting until you have the funds?
Our mortgage lenders can do the math for you and show you what each situation looks like and the advantages of each too.
In most cases, you’ll get your home mortgage paid off sooner and save thousands on interest rates too.
Additionally, don’t forget that having equity in your home will most likely offer more security and flexibility, particularly if something unforeseen happens. With the 100% financed physician home mortgage loan, you should anticipate to begin under water. If something does not work out and you are forced to sell quickly, you should be prepared to write a potentially sizable check for as much as 10% of the purchase price just to get out of the house.
Regardless of whether you’re moving down the road, across town or across the country, we are available to assist you throughout the physician home loan process:: because you deserve it!
Doctors, get the home of your dreams with our Prescott Valley Arizona physician home loan program!
Less than an hour ago, doctors just like you requested a loan from the locations listed below.