Whether or not our clients are a first time home buyer or buying a new home in Flagstaff Arizona, our vetted loan officers have a solid understanding of the local real estate industry and what it really takes to secure your physician home mortgage with competency and know-how.
Our loan officers in Flagstaff Arizona provide special financing for doctors, just like you.
First off, let’s talk about why physician mortgage loans even exist. The main reason is that doctors are extremely profitable customers for financial institutions. They take out big loans early in their careers and almost always pay them off. Lenders use physician home loans to lock in early career doctors by loaning them more money with a fewer number of stipulations than their competitors.
If you are trying to find a physician loan in Flagstaff Arizona then you came to the perfect place.
You’ve trained very hard to become a doctor and buying home shouldn’t be nearly as challenging.
Did you know there is a special loan that makes it easy for doctors to buy a home?
A home loan only for doctors?
Yup, doctors get their own home loan!
A physician home loan is a specialty loan program developed just for doctors in the home purchasing process.
We recognize the financial demands of your student loan debt, and how vital it is to maintain working capital for when the time is right with embarking upon your career. Whether or not you are a couple years into practice, or a well established doctor, you can rely on us to find a home loan that is specifically tailored for your needs.
A lot of doctors in Flagstaff Arizona may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan financial debt or very little to no work history.
Despite these factors smart lenders know that doctors are a good bet considering that they typically have an exceptionally low default rate on loans, high earning potential and stable jobs.
Not all financial institutions offer this specialized product and within banks that do simply consulting with the right mortgage officer makes an enormous difference.
Purchasing a home doesn’t need to empty your savings and the process doesn’t have to drain your time.
What if you have some cash to put down or are thinking about delaying until you have the cash?
Our mortgage lenders can do the math for you and show you what each scenario looks like and the advantages of each too.
In most situations, you’ll get your mortgage loan paid off earlier and save thousands of dollars on interest too.
Furthermore, don’t overlook that having equity in your home will provide greater security and flexibility, particularly if something unexpected happens. With the 100% financed physician mortgage loan, you ought to expect to start out underwater. If something does not work out and you’re forced to sell quickly, you need to be prepared to write a potentially sizable check for up to 10% of the purchase price just to get out of the house.
No matter if you are moving down the street, across town or across the country, we are right here to lend a hand you through the physician home mortgage process:: because you deserve it!
Doctors, get the house of your dreams with our Flagstaff Arizona physician home loan program!
Less than an hour ago, doctors just like you requested a loan from the locations listed below.