Whether or not our clients are a first time home buyer or purchasing a new home in Yonkers New York, our vetted loan officers have a solid understanding of the local real estate industry and what it requires to secure your dentist mortgage with competency and know-how.
Our loan officers in Yonkers New York offer exclusive financing for dentists, just like you.
First off, let’s talk about why dentist mortgage loans even exist. The reason is that dentists are really profitable customers for financial institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to secure early career dentists by lending them more money with fewer stipulations than their competitors.
If you are searching for a dentist mortgage in Yonkers New York then you came to the right place.
You’ve worked very hard to become a dentist and purchasing home really should not be nearly as challenging.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan specifically for dentists?
Yup, dentists get their own home loan!
A dentist home loan is a specialty loan program developed just for dentists in the home buying process.
We recognize the budgetary demands of your student loan liability, and how vital it is to preserve working capital for when the time is right with starting your dental career. Whether or not you are a couple years into practice, or a well established dentist, you can count on us to find a mortgage loan that is specifically tailored for your needs.
A lot of dentists in Yonkers New York may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan financial obligation or very little to no work history.
Despite these factors smart loan providers know that dentists are a good bet because they traditionally have an extremely low nonpayment rate on loans, high earning potential and secure jobs.
Not all banks offer this specialized product and within banking institutions that do just simply speaking with the best home loan officer makes an enormous difference.
Purchasing a home doesn’t have to empty your savings and the process doesn’t need to drain your time.
What if you have some cash to put down or are looking at delaying until you have the money?
Our mortgage lenders can do the math for you and show you what each situation looks like and the advantages of each too.
In most situations, you’ll get your mortgage paid off sooner and save thousands on interest rates too.
Furthermore, don’t forget that having equity in your home will provide greater security and overall flexibility, especially if something unforeseen happens. With the 100% financed dentist mortgage loan, you ought to expect to begin underwater. If something does not work out and you are forced to sell quickly, you need to be prepared to write a potentially large check for as much as 10% of the purchase price just to get out of the home.
Regardless of whether you’re moving down the street, across town or across the country, we are available to work with you all throughout the dentist home mortgage process:: because you deserve it!
Dentists, get the house of your dreams with our Yonkers New York dentist home loan program!
© Moving Street. All rights reserved.
