Whether or not you are a first time home buyer or buying a new home in Rochester New York, our vetted loan officers have a strong understanding of the local area real estate industry and what it really takes to close your dentist home mortgage with competency and expertise.
Our loan officers in Rochester New York offer special financing for dentists, just like you.
First, let’s discuss why dentist mortgage loans even exist. The main reason is that dentists are extremely profitable customers for lending institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to secure early career dentists by lending them more money with a lot fewer requirements than their competitors.
If you are trying to find a dentist mortgage in Rochester New York then you came to the right place.
You’ve worked very hard to become a dentist and purchasing home should not be nearly as challenging.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan only for dentists?
Yup, dentists get their own mortgage!
A dentist home loan is a specialized loan program designed just for dentists in the home buying process.
We are aware of the economic demands of your student loan financial obligation, and how vital it is to preserve working capital for when the time is right with launching your dental career. Whether you are a couple years into practice, or a well established dentist, you can depend on us to find a mortgage loan that is specially tailored for your needs.
Quite a few dental professionals in Rochester New York may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan financial debt or little to no work history.
Despite these factors smart financial institutions know that dentists are a good bet due to the fact that they generally have an exceptionally low default rate on loans, high earning potential and stable jobs.
Not all banks offer this specialized product and within banking institutions that do just simply speaking with the right home loan officer makes an enormous difference.
Buying a house doesn’t have to empty your savings and the process doesn’t need to drain your time.
Suppose you have some cash to put down or are thinking about delaying until you have the funds?
Our mortgage lenders can do the math for you and show you what each situation looks like and the advantages of each too.
In most situations, you’ll get your mortgage paid off earlier and save thousands of dollars on interest too.
Additionally, don’t overlook that having equity in your home will definitely provide more security and flexibility, specifically if something unforeseen happens. With the 100% financed dentist mortgage loan, you should anticipate to start out underwater. If something does not work out and you are forced to sell quickly, you should be prepared to write a potentially large check for up to 10% of the purchase price simply to get out of the home.
Regardless of whether you are relocating down the road, across town or across the country, we are here to lend a hand you throughout the dentist home mortgage process:: because you deserve it!
Dentists, get the house of your dreams with our Rochester New York dentist home loan program!
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