Whether or not you are a first time home buyer or purchasing a new home in Oxnard California, our vetted loan officers have a solid understanding of the local real estate industry and what it really requires to close your physician home loan with efficiency and know-how.
Our loan officers in Oxnard California provide specialized financing for doctors, like you.
First and foremost, let’s discuss why physician mortgage loans even exist. The main reason is that doctors are really profitable customers for financial institutions. They take out big loans early in their careers and almost always pay them off. Lenders use physician home loans to lock in early career doctors by loaning them more money with far fewer requirements than their competitors.
If you are searching for a physician mortgage loan in Oxnard California then you came to the perfect place.
You’ve trained very hard to become a doctor and buying home should not be nearly as difficult.
Did you know there is a special loan that makes it easy for doctors to buy a home?
A home loan only for doctors?
Yup, doctors get their own home loan!
A physician mortgage is a special loan program made just for doctors in the home purchasing process.
We recognize the economic demands of your student loan financial obligation, and how vital it is to maintain working capital for when the time is right with launching your career. Whether you are a couple years into practice, or a well established doctor, you can rely on us to find a mortgage loan that is specially tailored for your needs.
Quite a few physicians in Oxnard California may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan financial obligation or minimal to no work history.
Despite these reasons smart lending institutions know that doctors are a good choice because they historically have an incredibly low default rate on loans, high earning potential and stable jobs.
Not all financial institutions offer this specialized product and within banking institutions that do just simply speaking with the right mortgage officer makes a remarkable difference.
Buying a home doesn’t have to drain your savings and the process doesn’t have to drain your time.
What if you have some money to put down or are thinking about delaying until you have the funds?
Our lenders can do the math for you and show you what each scenario looks like and the advantages of each too.
In most circumstances, you’ll get your home loan paid off earlier and save thousands of dollars on interest too.
Furthermore, don’t overlook that having equity in your home will provide more security and flexibility, especially if something unforeseen happens. With the 100% financed physician home mortgage loan, you ought to anticipate to start out underwater. If something doesn’t work out and you’re forced to sell quickly, you should be prepared to write a potentially large check for up to 10% of the purchase price just to get out of the home.
Regardless of whether you are moving down the street, across town or across the country, we are right here to work with you throughout the physician home loan process:: because you deserve it!
Doctors, get the home of your dreams with our Oxnard California physician home loan program!
Less than an hour ago, doctors just like you requested a loan from the locations listed below.
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