Whether our clients are a first time home buyer or purchasing a new home in Oregon, our vetted loan officers have a strong understanding of the local area real estate industry and what it really requires to close your dentist home mortgage with competency and expertise.
Our loan officers in Oregon offer exclusive financing for dentists, like you.
To start with, let’s discuss why dentist mortgage loans even exist. The reason is that dentists are very profitable customers for financial institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by loaning them more money with a fewer number of terms than their competition.
If you are trying to find a dentist mortgage loan in Oregon then you came to the right place.
You’ve trained very hard to become a dentist and purchasing home really should not be nearly as difficult.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan only for dentists?
Yup, dentists get their own home loan!
A dentist mortgage is a specialized loan program made just for dentists in the home purchasing process.
We are aware of the economic demands of your student loan liability, and how important it is to preserve working capital for when the time is right with launching your dental career. Whether you are a couple years into practice, or a well established dentist, you can rely on us to find a mortgage loan that is specially tailored for your needs.
A large number of dental experts in Oregon may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan debt or minimal to no work history.
Despite these factors smart lending institutions know that dentists are a good bet due to the fact that they historically have an extremely low default rate on loans, high earning potential and stable jobs.
Not all lenders offer this specialized product and within banking institutions that do just simply talking with the right mortgage loan officer makes a significant difference.
Purchasing a home doesn’t have to drain your savings and the process doesn’t have to drain your time.
Suppose you have some cash to put down or are looking at waiting until you have the funds?
Our mortgage lenders can do the math for you and show you what each scenario looks like and the advantages of each too.
In most instances, you’ll get your home loan paid off earlier and save thousands of dollars on interest too.
Furthermore, don’t overlook that having equity in your house will offer more security and flexibility, specifically if something unforeseen happens. With the 100% financed dentist mortgage loan, you ought to expect to start out under water. If something doesn’t work out and you’re forced to sell quickly, you need to be prepared to write a potentially big check for as much as 10% of the purchase price simply to get out of the home.
Regardless of whether you’re relocating down the road, across town or across the country, we are available to lend a hand you all throughout the dentist home loan process:: because you deserve it!
Dentists, get the home of your dreams with our Oregon dentist home loan program!
Top cities in Oregon for a dentist home loan.
Albany
Beaverton
Bend
Corvallis
Eugene
Gresham
Hillsboro
Keizer
Lake Oswego
Medford
Portland
Salem
Springfield
Tigard