Regardless of whether you are a first time home buyer or buying a new home in New York, our vetted loan officers have a solid understanding of the local real estate market and what it requires to close your dentist home loan with proficiency and know-how.
Our loan officers in New York offer specialized financing for dentists, exactly like you.
First off, let’s discuss why dentist mortgage loans even exist. The reason is that dentists are extremely profitable clients for lenders. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by loaning them more money with far fewer terms than their competition.
If you are looking for a dentist home loan in New York then you came to the perfect place.
You’ve trained very hard to become a dentist and purchasing home shouldn’t be nearly as difficult.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan just for dentists?
Yup, dentists get their own loan!
A dentist home mortgage is a special loan program created just for dentists in the home purchasing process.
We recognize the financial demands of your student loan debt, and how essential it is to preserve working capital for when the time is right with starting your dental career. Regardless if you are a couple years into practice, or a well established dentist, you can depend on us to find a mortgage loan that is specifically tailored for your needs.
A lot of dental experts in New York may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan debt or little to no work history.
Despite these factors smart lending institutions know that dentists are a good choice due to the fact that they typically have an extremely low nonpayment rate on loans, high earning potential and stable jobs.
Not all mortgage lenders offer this specialized product and within banks that do simply speaking to the best mortgage officer makes an enormous difference.
Buying a home doesn’t need to empty your savings and the process doesn’t have to drain your time.
What if you have some cash to put down or are looking at delaying until you have the cash?
Our lenders can do the math for you and show you what each circumstance looks like and the benefits of each too.
In most circumstances, you’ll get your mortgage paid off earlier and save thousands on interest rates too.
Additionally, don’t overlook that having equity in your house will definitely offer greater security and flexibility, specifically if something unforeseen happens. With the 100% financed dentist home mortgage loan, you ought to expect to begin underwater. If something does not work out and you are forced to sell quickly, you should be prepared to write a potentially sizable check for up to 10% of the purchase price just to get out of the house.
No matter if you are relocating down the street, across town or across the country, we are here to lend a hand you through the dentist home mortgage process:: because you deserve it!
Dentists, get the house of your dreams with our New York dentist home mortgage program!
Top cities in New York for a dentist home loan.
Albany
Binghamton
Buffalo
Freeport
Hempstead
Mount Vernon
New Rochelle
New York
Niagara Falls
Rochester
Schenectady
Syracuse
Troy
Utica
Valley Stream
White Plains
Yonkers